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Digital Financial Inclusion in Sub-Saharan Africa: Opportunities and Regulatory Challenges

Institute for Security Studies 212 pages
This publication explores the rapid growth of digital financial services in Sub-Saharan Africa, documenting how mobile money, fintech platforms, and digital banking are reshaping financial inclusion. It identifies regulatory gaps and proposes a harmonised framework for cross-border digital finance.

Table of Contents

  • List of Figures and Tables
  • Acronyms
  • 1. Introduction
  • 2. Mobile Money: The African Revolution
  • 3. Regulatory Sandboxes and Innovation
  • 4. Cross-Border Payment Systems
  • 5. Consumer Protection Frameworks
  • 6. Policy Recommendations
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